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Master these highly profitable Candlestick Patterns with this FREE 82 page Candlestick Guide. Download a FREE COPY of te Oracle Trader Market Prediction Software. Trade the fundamental news release with the NewsProfiteer Henry Liu.

Henry Liu: I’ve decided to keep this short and sweet. If you prefer to look at the numbers and get right on to trading, then you are going to love the new format. If you want more detailed analysis, you can always read them at my blog where I share a much more detailed analysis and sometimes with a pre-recorded video to get you familiarize with trading the news…

NEWS TRADING
Thursday, August 19 2010
[4:30am NY Time]
Today’s Retail Sales number from UK will be widely watched as this is a high impact yet tradable report. Here is the forecast for this release:

The Trade Plan
Retail Sales by definition is a direct measurement of consumer activities at the retail levels. A higher release is generally good for the economy, and better for it’s currency; a lower release is considered as negative for the economy and not good for it’s currency.

Our tradable deviation or surprise factor for UK Retail Sales is 0.6% to BUY and 0.5% to SELL. If our deviation is hit, we can expect the market to move at least 50 pips within the hour, with a historical accuracy of 74%. We’ll be looking to BUY GBP/USD if we get a 0.9% or better release, and SELL GBP/USD if we get a -0.2% or worse… For Live Video of last Retail Sales and more detailed analysis including Market, and Pre-news considerations:

NEWS TRADING
Wednesday, August 18 2010
[4:30am NY Time]
MPC Meeting Minutes is scheduled to be released today and since it is customary for BOE (Bank of England) not to release a statement along with its interest rate decision (2 weeks ago) where there were no changes in either rate decision or APF (Asset Purchasing Facility, UK’s quantitative easing program), today will be the first time for a glimpse into what took place during this meeting, here is the forecast:
UK MPC Meeting Minutes Forecast 1-0-8 Previous 1-0-7
ACTION: GBP/USD BUY (2 Vote For Hike) / SELL (2 Vote For QE)

The Trade Plan
We will be looking at the vote count today. If we get 2 votes for hiking 25 basis points, we should see some strengthening in the Sterling and a BUY GBP/USD trade should be justified. If we get 2 votes for quantitative easing, or to increase the currency APF from 200 Billion Pound, GBP should weaken and a SELL GBP/USD trade should be justified. Due to the nature of this release, you need to have a newswire or audio service in order to trade it. We should see a steady market reaction after the release and possible carry over to the NY Session.

There is no doubt that merchant account is very important for the processing of the credit cards. The customers are also offered some services that are very important aspect and that are related to the credit card processing. No matter whether you own small or big business the benefits of the processing are always the same. To set up a merchant account the service providers have to give their approval.

Nowadays a huge number of people pay with the help of the credit card. This process is rather simple and does not require many efforts. You are just required to swipe the card in the terminal and after that the information is read through the magnetic strip. In case the information is read then it is transferred to the bank and after that the final approval is received. In general the entire process is completed during a couple of seconds.

It is not a good idea to carry huge money in the pockets because they can be easily stolen or lost. That is why it is better to use credit card payment because the payment is done through the credit card. It is very convenient for both buyers and sellers. This processing is very important because it helps to enhance and at the same time promote the sales. As a result the company is going to get more profits.

You have to be ware of the fact that there are two types of the merchant accounts. The first one is over the counter account and the second is over the telephone. In case you are an owner of the small business then you are advised to refer to counter method, because in that case the fee is not very high. At the same time it provides with the same advantages.

In that situation it also has to be mentioned that before the card will be processed it is very important to get the permission from the bank. All of the banks provide the customers with different facilities. You have a possibility to refer to different banks to get necessary services. Since all of the banks offer different facilities you can choose an account that will provide you with the biggest benefits. However, do not forget that you will be required to pay some fee for setting up an account. In case the account is opened then you will be able to carry out the transactions. If you will be bale to provide the customers with modern facilities of the credit cards then you will attract them a lot. Credit card options mean that you are able to provide all of the clients with safer options. Try to take this information into consideration.

So, if you are reading this, I suppose you implemented your dream about Small Business. Undoubtedly, every Small Business Owner these days needs merchant services as without them one is not able to run a business. Do you know that you can save on merchant account fees? It is possible by connecting to a economically rational payment processing service providers.

And keep in mind that we live in the world of high online technologies. It wouldn’t be smart not to make use of the online network to look for anything on the best terms available on the market. Search engines, social networks, blogs and forums – all this will help you make a decision on many issues.

Many individuals have heard the word ‘franchise’ although have often heard it when talking about film franchises which can be a name often given to a long running series of movies along an individual theme.

A simple definition of franchising is a privilege or license granted through a business, individual or other party to allow third parties to produce its goods or services.

In business terminology it’s sometimes called business format franchising. Basically this means that starting up a franchise business opportunity from a certain company results in you being able to promote their services under their franchise brand. Some of the most recognized examples of this would be most of the fast food eating establishments it is possible to find in your high street. The majority are franchised outlets which means the business owner has purchased the right to control that outlet representing the branding of the franchisor as well as to promote the branded fast food the restaurant is known for.

Obviously to maintain stability of branding and quality of product or services, it calls for that the franchisor has sizeable control over all of its franchised businesses. Because of this, a franchise owner will usually create a Franchise Operations manual that details how the UK franchise business needs to be administered. The benefit is that as a business proprietor you’ll receive the power and weight of established branding in conjunction with the shopper confidence that you are part of a much bigger concern. Another major upside is that you will be running a business franchise model which has previously been proven to work. So, by replicating the processes that have previously been tested you ought to launch a venture that mirrors the success of other franchised outlets presently in business.

You’ll begin to see from this that there are specific qualities that may facilitate or hold back your choice when running a franchise business opportunity. If you like the thought of operating with an already confirmed concept and are happy to dedicate yourself to already acknowledged methods and processes then a franchise business can potentially well be a good business choice for you. If, on the other hand, you are all the time planning new ideas and find it irresistible to do things your own way then this may well obstruct your success and self-satisfaction as a franchisee.

These traits might not in themselves qualify or disqualify you in order to be a franchisee nevertheless its significant to concentrate on any tendencies you likely have and how they might affect the new business. For the best chance of achievement you’ll need to be content and enjoy following the franchise system, be enthusiastic to work hard, and be an avid believer of the franchise business concept you’ll be running.

You may have heard the Forex Markets are challenging and hard to trade. There are many articles on what it takes to participate and trade in this vast market. Forex markets are not as complicated to be and neither is trading them The technologies available that include Forex systems and Forex signals services permit even the novice to participate

There are great Forex robots that do all the trading for you. Even with great technology. It is still recommended that you learn as much as you can about both trading and the markets. An alternative to Forex robots are forex signals services that download trade information directly to your computer and make the trades for you. This makes trading very easy and you can rely on their vast experience for your trade setups. Basically there is great technology in the form of Forex systems that permit you to participate in the markets Which is the best Forex strategy for you depends on how much you wish to get involved in the details of trading. With today’s technology you really do not have to be an expert trader and to make money. The advanced Forex systems available choose the best Forex strategies for the current market conditions and you can just sit back and relax.

Trading with the help of Forex robots is great at the beginning stages of your trade career. These Forex robots will take of the trading for you and you can spend the time learning more about trading and the markets Greater knowledge will give you greater flexibility in tour trading. One area of were you should concentrate your studies would be Forex strategies and which are best in which circumstances. In this manner you can understand fully the trades that are being executed for you.

There are also live Forex signals services available were experienced professional traders download the trades to your computer and execute them. This is an great opportunity for two reasons First, you begin your Forex trading with minimal knowledge and experience. Secondly, you can watch these professional trade and learn the different Forex strategies they apply and a more about the markets themselves.

Many have started trading with Forex robots and as they learned adjusted these for the particular Forex strategy they were best at or simply acquired more advanced Forex systems.. It is important to understand Forex Strategies and continuously learn.
The Forex Robots and Forex Signals give you the opportunity to develop your skills and big profit potential. This give you a great profit making opportunity as well as becoming a smart trader Choose the Forex Robot or Forex signals service that you feel gives you the best chance of realizing your dream of trading and making a living from the Forex markets. Just choose the best Forex strategies and begin.

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1. The biggest financial risk you face is disability.
The chance you might suffer from a long-term disability in your life is about 50%. That means one in two Canadians will experience a long-term disability in their lifetime. The younger you are, the greater the risk. This is because there are many more years ahead of you to work, and the risk of injury is much higher in younger years. If you do suffer from a disability that lasts longer than 90 days, the average time off work is 2.9 years!

2. An Employer group disability plan has many holes.
Even if you have a group disability insurance policy, chances are you don’t have the full coverage you might think you have. Here are a some reasons why your group disability policy might be limited: you earn bonus or incentive income that is not part of your regular salary, and is not insured; your group plan has limits or a cap on monthly benefits, and your earnings far exceed the monthly cap; you are a professional with specialized skills who would be forced to take ANY type of work after 24 months on long-term disability if you are still not able to do the job you were trained for; your group disability policy only covers TOTAL disability, so if you come back to work part time you lose all your benefits. These are all common examples of the limitations of group long-term disability insurance.

3. Your health is your wealth.
In order to go to work each day and be effective we all need to be healthy. It seems like a cliché, but you really don’t know how valuable your health is until you’ve lost it. When suffering from an disabling injury or illness, it becomes difficult to go to work each day, and income can be reduced or cease altogether. Would your bank understand if you can’t make the mortgage payment because of a disability? Will the utilities company forgive your bills? The answer is NO – and no bank will lend you money while on disability. Remember, you have to buy insurance while you are still healthy. Once you become sick or hurt, you become uninsurable.

4. You need your income to maintain your lifestyle.
The lifestyle you are accustomed to, and the future dreams you are planning for, depend on your ability to earn income today. The retirement plan you have designed needs to fed each month with your savings. Buying that house, cottage by the lake, RV, etc. all depend on you continuing to earn an income. If income suddenly stops, your future dreams could also go up in a puff of smoke if you are not insured.

5. You don’t want to do a job you hate.
When you are sick or hurt, do you want to be changing jobs? Maybe you can no longer do the job you love, but do some other, easier job to earn at least some income. Would you want to be forced into doing a job that is beneath your skills and abilities because of a injury or illness? Without proper long-term disability insurance, this is a reality for many people. Even with a group benefits plan, after 24 months on long-term disability claim for your REGULAR occupation, you will be reassessed to see if you can perform ANY occupation, and if so, be forced into that kind of work. This is a terrible situation.

6. You are without disability benefits at work or are a self-employed business owner.
If you are self employed or working for a company without any type of disability insurance, you are total exposed to income loss. For almost everyone in this situation, long-term disability insurance is something on their radar, but often just doesn’t get done. People procrastinate. How would you feel if you became disabled while you were, “thinking about getting disability insurance.” Also, people often find the cost of long-term disability insurance too high, and wish they could have the cheap stuff offered through employer group disability policies. Actually, the cheap group disability insurance only seems inexpensive to the employees, because the employer is carrying the bulk of the premiums as an added benefit for working there. There is no cheap insurance. The cost for insurance should strive to be fair. If the insurance company would lose money selling the policies, then they just wouldn’t sell them.

7. You can’t buy insurance once you become unhealthy.
As stated before, you must buy disability insurance while you are still healthy. Once your health changes, due to a serious disabling injury or illness, you suddenly become high risk. Many people have found out the hard way that they are a high risk for an insurance company. Once you become a “risk statistic” to the insurance companies, one of two things can happen. You could be rated, and asked to pay much higher premiums than a health person for your coverage, or you could be declined – meaning the insurance company doesn’t want to take on your risk. If you leave the doctor’s office feeling uncertain about your future, the insurance company will feel the same way. Get insurance NOW, while you’re still healthy.

8. You can get a personalized disability plan for you.
There are many different types of disability insurance plans. They are highly customizable and can fit your unique needs and budget. There is a lot of complexity to designing the rite disability insurance policy, so be sure to seek out a disability insurance specialist in the insurance industry. There is one thing that is simple – you can’t insure more than you earn. No insurance company wants to give you a reason to stay home, therefore they typically offer about two thirds of your prior earnings in disability insurance benefits. There is an incentive to go back to work: you can earn more! If getting the maximum amount of insurance is too expensive for you, you can always take a bit less. It’s better to have some coverage than none at all.

9. You’re worth more than you think.
Do you know how much you are worth? Have you ever thought of yourself as an economic engine, able to make money for many years to come? Well, if you did, you would see how valuable you are. As an example, if you were 35 years old, making $75,000 and planned work another 30 years, your earnings are worth over $3 Million (assuming a 2% annual increase). You’re definitely worth a lot more than your house or your car, and you don’t think twice about insuring those assets. Insure YOURSELF – you’re definitely worth it.

10. If you’re a gambler, disability insurance is a smart bet.
If you like to gamble, you could make a wager on getting or avoiding a disability. Here is how it works. If you bet on having a long-term disability and buy a policy one of two things can happen (50/50 chance): you either become disabled and get a HUGE financial benefit from your plan, or you don’t get disabled and lose the small amount of monthly premium you spent. If you bet on not having a disability and don’t buy a policy, one of two things can happen (50/50 chance): you don’t get a disability and have a few extra dollars each month to spend or save, or you do have a long-term disability, and possibly lose everything you have when you lose your income. Think about the chances and the outcomes carefully, and then you decide how you want to roll the dice.

Article by Mitch Reynolds, MBA
President, Life Guard Insurance
www.LifeGuardInsurance.ca