The “B” Word…
In this computer age, most of us hardly balance our checkbooks when the monthly statement comes in the mail, as our parents once did. In fact, many of us don’t even receive a statement in the mail. But that doesn’t mean that we shouldn’t still be aware of our expenses, our limits, and our BUDGET!
At least half the people reading this are cringing at the word budget, and may even stop reading this article. It’s a shame really; it’s a shame that such a useful tool has become such a ‘bad word’.
A budget is not meant to be a financial straight jacket or a cloud of guilt that hangs over your head every time you consider a purchase, NO, a budget is meant to be a guide. A budget is meant to help you attain goals, whatever those goals may be. A budget is simply looking at what you spend, and putting aside enough of your earnings to cover it. And it doesn’t have to be complicated either, below is an example of a very simple budget.
